Save time and money with a personal accounting service.
Torquay based accountants, serving the UK.
Currently 150+ clients trust to help grow their business.
PJL Accounts | Torquay Accountancy Services
Are you?
Drowning in unexpected tax bills and last-minute compliance hassles?
You’re not alone. At PJL Accounts, we believe no one should be left in the dark about their finances.
By combining fixed monthly fees, proactive updates, and personalised support, we give you total clarity and the peace of mind you’ve been missing.
If this resonates with you, we can certainly help!
Speak to us today, to get the ball rolling
We’ll Help You Grow
We’ll Give You Clear Advice
We’ll Give You Back Your Time
We’ll Help Keep You Compliant
We’ll Help Save You Money
Our Accountancy and Tax Services
Tiered Packages
| Service | Base | Boost | Beyond |
|---|---|---|---|
|
Statutory Accounts & Tax Filings - Year-End Accounts - Corporation/Partnership Tax Return - Abbreviated Statements (if Ltd) |
✓ | ✓ | ✓ |
|
HMRC & Companies House Compliance - All mandatory submissions - Handling routine correspondence |
✓ | ✓ | ✓ |
|
Basic Tax & Accounting Advice - Ad hoc queries throughout the year |
✓ | ✓ | ✓ |
|
Report on Accounting Systems - Review & recommendations for improving financial systems |
✓ | ✓ | ✓ |
|
Personal Tax Planning - Annual strategies to minimize personal tax liabilities |
✓ | ✓ | |
|
Business Tax Planning - Mid-year & year-end reviews to identify savings |
✓ | ✓ | |
| Regular Cashflow & Profit Improvement Advice | ✓ | ✓ | |
|
Quarterly Management Reporting - Financials, ratios, & trends each quarter |
Add-on | Add-on | ✓ |
|
Benchmarking & Business Reviews - Compare performance vs. industry peers |
Add-on | Add-on | ✓ |
|
Strategic Financial Leadership - CFO-level guidance - Regular strategic planning sessions |
✓ |
Key: ✓ = Included in that tier | Add-on = Available at additional cost
Additional (Bolt-On) Services
- Bookkeeping Team – Day-to-day transaction recording, reconciliations, and accurate financial data.
- VAT Team – Handling VAT registrations, returns, and compliance checks.
- Payroll Team – Processing employee payroll, filing reports, pension auto-enrolment.
- Advanced Tax Advisory – Deep-dive planning (specialized reliefs, R&D credits, etc.).
- Cash Flow Forecasting & Budgeting – Multi-month forecasts for resource planning.
- Audit of Statutory Financial Statements (if required) – For businesses that must or wish to be audited.
- Pre-Screening of Accounts – Checking final accounts with tax investigation software to reduce HMRC inquiry risk.
Get in touch today to see how we can support you and your business!
Simple Accounting
We understand how stressful and time consuming running a business is, which is why we try and keep things as simple as possible. We’ll save you time and money…
Fixed Fees and No Hidden Costs
You already have enough uncertainty within your business when it come’s to cashflow and the impacts of the ever-changing economy. That’s why we offer fixed fees and no hidden costs. Our pricing is flexible and transparent, so you know exactly where you stand
Add and remove services as and when you need them. Simple
Your Own Personal Online Portal
When you join PJL accounts, we’ll give you and your business your own unique portal which gives you access to your financial world - both personal and for your business. Your portal is available 24 hours a day, 7 days a week. No more waiting around for your accountant
Make financial decisions, even at 11pm on a Tuesday night
Cloud Accounting Specialists
Ditch the spreadsheets and prehistoric paper trails. Businesses that use cloud-based accounting software experience improvements in flexibility, security, and accuracy while cutting costs and maximising time efficiency
We’ll make sure your business is HMRC Making Tax Digital (MTD) ready
Easy-switch Service
So you want to leave your current accountant? Whatever your reasons for wanting to move accountants we’re here to guide you through the process and make the switch as easy as possible.
We’ll arrange an initial chat with you to get a good understanding of your business position and future goals, to identify how we can support you
We’ll then present you with your bespoke proposal
Once you’re happy, you can instruct us to take over
We’ll then approach your previous accountant and let them know you’re leaving
We’ll then work with your previous accountant to ensure a smooth transfer
Hey presto, you’ve moved over to PJL Accounts, that was easy aye!
We try and make the process of moving accountants as simple as possible. Our EasySwitch service lets you get on with the things that matter. Leave the headache to us and get back to growing your business
Accountants That Listen
Rated 5 Stars on Google
Business owners just like you trust us to look after their financial world. Don’t believe us?
Tracey Charnaud
“Straight forward and clear advice from a straight forward thinking person. I enjoy working with Pete and his open approach to accounts.
With the ability to deal with issues and problems but with a sense of humour too.
I have great confidence in him and the team”
Hayleigh Barnett
“Absolutely amazing Accountants. Very knowledgeable and professional. Would highly recommend PJL Accounts 👍👍”
Spyro Limneos
“I was so lucky to find Pete. He helped me understand and sort my taxes, in no time, saving me time and money. Responsive, helpful, friendly and knowledgeable. Highly recommended!”
Teresa Gana
“Pete has been absolutely amazing, so patient and knowledgeable! Always responds quickly if you have a query and in short has made the whole tax return process painless. I would thoroughly recommend PJL Accounts to anyone”
let me introduce myself
I’m Pete
I love helping businesses just like yours grow financially. With over 10 years experience in the industry, you can trust me to offer the best advice and expertises to help navigate the financial side of your business
I work with businesses across a diverse range of industries right across the Southwest and Nationally
If you’re looking to grow your business or need expert advice on complex accountancy and tax affairs, book your free consultation below
I look forward to speaking to you soon,
Pete
Accountancy and Tax FAQS
You’ve probably got a few questions by now.. get in touch if we haven’t answered them below
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There are several reasons why someone would need an accountant. Here's a short summary outlining some key points:
Expertise and Knowledge: Accountants are professionals who have in-depth knowledge and understanding of financial matters, including tax laws, regulations, and accounting principles. They can provide valuable insights and guidance to help individuals and businesses make informed financial decisions.
Financial Organization and Record-Keeping: Accountants can assist in maintaining accurate and organized financial records. They help ensure that transactions are properly recorded, invoices are tracked, and receipts are filed appropriately. This helps individuals and businesses stay organized, save time, and maintain compliance with legal and financial requirements.
Tax Planning and Preparation: Accountants play a crucial role in tax planning and preparation. They can identify potential deductions, credits, and strategies to minimize tax liabilities while ensuring compliance with tax laws. Accountants stay updated on tax regulations and changes, helping individuals and businesses optimize their tax positions.
Financial Analysis and Reporting: Accountants analyse financial data and prepare financial statements, such as balance sheets, income statements, and cash flow statements. They provide insights into the financial health of an individual or business, highlighting areas of strength, potential risks, and opportunities for improvement.
Business Growth and Strategic Planning: Accountants can provide strategic financial advice to support business growth. They assist in budgeting, forecasting, and financial modeling, helping individuals and businesses plan for the future, set realistic goals, and make informed decisions based on financial data and analysis.
Audit and Compliance Support: Accountants can assist with audits, whether they are internal or conducted by external parties. They ensure that financial records are accurate, reliable, and comply with auditing standards. Accountants also help navigate regulatory compliance, ensuring that individuals and businesses adhere to legal and financial obligations.
Time and Resource Management: Hiring an accountant allows individuals and businesses to focus on their core activities while leaving financial matters in capable hands. Accountants take care of financial tasks, freeing up time and resources for other important aspects of life or business operations.
Ultimately, having an accountant provides peace of mind, financial expertise, and professional support to navigate the complex world of finance, enabling individuals and businesses to make sound financial decisions and achieve their financial goals. Accountants can provide strategic financial advice to support business growth. They assist in budgeting, forecasting, and financial modeling, helping individuals and businesses plan for the future, set realistic goals, and make informed decisions based on financial data and analysis.
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Yes, having an accountant is worth it for many individuals and businesses.
They provide expertise in complex financial matters, ensure compliance with tax laws, and offer valuable advice for optimizing finances.
Accountants can save time, reduce the risk of errors and penalties, and provide peace of mind knowing that your financial affairs are handled by a trained professional.
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Hiring a bookkeeper for your business saves time by delegating financial tasks to a professional, allowing you to focus on core business activities.
They possess expertise and efficiency in managing financial records, transactions, and reconciliations.
A bookkeeper ensures compliance with accounting standards and tax regulations, reducing the risk of errors and penalties.
They establish streamlined systems for managing financial documents, saving time in searching and organizing.
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Yes, hiring an accountant can save you money. They have knowledge of tax laws, deductions, and credits, helping to minimize your tax liability and maximize potential savings.
Accountants can also provide financial advice and planning strategies to optimize your financial situation and identify cost-saving opportunities.
Their expertise can help avoid costly mistakes and penalties, ensuring compliance with financial regulations.
Ultimately, an accountant's guidance and expertise can lead to financial efficiencies and savings for individuals and businesses.
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Keeping accurate records is essential for businesses due to the following reasons:
Compliance: Accurate records are crucial for complying with UK tax laws and regulations. The HM Revenue and Customs (HMRC) requires businesses to maintain detailed records of income, expenses, and financial transactions.
Tax Reporting: Accurate records ensure accurate and timely tax reporting, including the preparation of Self-Assessment tax returns, Value Added Tax (VAT) returns, and payroll records. Inaccurate or incomplete records can lead to penalties, fines, and potential audits by HMRC.
Financial Decision Making: Accurate records provide the foundation for making informed financial decisions. They allow businesses to track income and expenses, identify profitability, analyze cash flow, and assess the financial health of the business.
Audit and Verification: Accurate records serve as evidence and documentation for audits, inspections, or reviews conducted by tax authorities or regulatory bodies. They help verify the accuracy of financial transactions and provide transparency in business operations.
Business Growth and Funding: Accurate records are often required when seeking funding from banks, investors, or other financial institutions. Lenders and investors rely on accurate financial records to assess the creditworthiness and performance of the business.
Legal Compliance and Protection: Accurate records can protect businesses in legal disputes, contractual agreements, or liability claims. They serve as evidence of financial transactions, contracts, and obligations, providing a strong defense in case of disputes.
Business Efficiency: Accurate records enable businesses to monitor expenses, identify cost-saving opportunities, and improve overall operational efficiency. They provide insights into areas where resources can be optimized, waste reduced, and profits increased.
In summary, accurate records are essential for compliance, tax reporting, financial decision making, audits, legal protection, funding, and overall business efficiency. They play a crucial role in ensuring the financial stability, growth, and success of a business.
Get in touch
If you are looking for a new accountant, we’d love to hear from you.
Fill out our form or you can instantly Book an Online Meeting with a time and date that suits you
“Pete has been so helpful. He has saved us so much time! Great service. Highly recommend”
- Alison Freeman